Debt Collection · Bulgaria
Debt Collection Lawyer in Bulgaria
Unpaid invoices lose value with every month that passes. We recover receivables from Bulgarian debtors for local and foreign creditors - starting with a formal demand, escalating to an order for payment or a claim, and finishing with enforcement against real assets.
How we can help
Pre-litigation recovery
Verification of the claim and the debtor's solvency, a formal notice with a payment deadline, negotiation of a repayment schedule and a settlement that is directly enforceable if breached.
Order for payment proceedings
The fast route for documented debts: an application under Art. 410 or Art. 417 of the Civil Procedure Code, an immediately enforceable writ where the debt rests on an invoice-backed document, promissory note or notarial deed.
Claims and defence against objections
Where the debtor objects, we bring the establishing claim, prove the delivery and the debt with documents and expert accounting evidence, and claim statutory interest and costs.
Cross-border claims
European Order for Payment and European Small Claims Procedure, recognition and enforcement of foreign judgments in Bulgaria, and collection for creditors based in other EU states.
Enforcement and insolvency
Instructing a bailiff, tracing bank accounts, salary, vehicles and real estate, attachment and public sale, action to set aside fraudulent transfers, and filing in insolvency proceedings.
Fees
Initial legal consultation – the consultation fee varies depending on the complexity of the case, deductible from subsequent legal fees. After the consultation you receive a written scope of work and a fixed-fee proposal.
Frequently asked questions
- How does an order for payment work?
- The creditor applies for an order for payment; if the debtor does not object within the statutory period the order becomes enforceable. An objection converts the matter into an ordinary claim before the court.
- What can be enforced against?
- Bank accounts, receivables, salary above the protected minimum, vehicles and real estate, through a public or private enforcement agent. What is realistically recoverable depends on an asset check.
- Is the claim time-barred?
- Bulgarian law sets general and shorter special limitation periods depending on the type of claim. Because certain actions interrupt the period, an early review of the documents is worthwhile.
Book a Consultation
Describe your case briefly and we will come back to you with available times.